MAP&ANAuditores & Consultores
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Sectors

Sectors

We understand the regulatory requirements, typical risks and language of each sector we serve.

Insurance

Insurers, reinsurers and brokers balancing growth, solvency and compliance.

Typical challenges

  • Adequacy of technical reserves and provisions
  • Loss ratio, commissions and operational efficiency
  • Data quality and systems integration

Regulatory requirements

  • SUSEP and CNSP
  • Internal controls and effectiveness reporting
  • ESG agenda (SUSEP 666)

How we work

  • Internal and independent audit focused on evidence
  • Actuarial review and liability adequacy testing
  • Integrated governance, risk and controls assessment

Pensions

Open and closed pension entities focused on plan sustainability and accountability.

Typical challenges

  • Assumption adherence and plan balance
  • Asset-liability management (ALM)
  • Accountability to members and boards

Regulatory requirements

  • PREVIC and the national pension council
  • Internal control reports
  • Investment policy and regulatory limits

How we work

  • Technical support to supervisory and audit boards
  • Risk-based audit and process review
  • Actuarial and ALM studies

Banking & Financial Services

Banks, cooperatives, fintechs and payment institutions in a shifting regulatory environment.

Typical challenges

  • Operational risk, AML/CFT and fraud prevention
  • Controls over digital journeys and third parties
  • Scaling without losing compliance

Regulatory requirements

  • Central Bank and monetary council
  • Basel II/III and ISO 31000
  • Data protection law and information security

How we work

  • Operational risk frameworks and KRIs
  • Internal audit and control testing
  • Analytics over high transaction volumes

Asset & Investment Management

Asset managers, fiduciary administrators and institutional investors responsible for third-party assets.

Typical challenges

  • Mandate compliance, pricing and conflicts of interest
  • Controls over custody and third parties
  • Transparency with investors and boards

Regulatory requirements

  • Securities regulator and market self-regulation
  • Compliance and suitability policies
  • Financial reporting and IFRS

How we work

  • Investment process and control review
  • Audit and assurance over reported information
  • Governance and committee structuring

Capital Markets

Listed companies and issuers that need reliable reporting, mature controls and a solid relationship with the market.

Typical challenges

  • Reliability of reporting and accounting close
  • Internal controls over financial reporting
  • Readiness for transactions and due diligence

Regulatory requirements

  • Securities regulator and disclosure rules
  • IFRS and local accounting standards
  • Audit committee and corporate governance

How we work

  • Assurance and special reviews
  • Strengthening controls over reporting
  • Technical support to audit committees

Corporates

Mid and large organisations seeking governance, controls and efficiency without bureaucratising operations.

Typical challenges

  • Growth without proportional control structures
  • Manual processes and rework
  • Limited risk visibility at leadership level

Regulatory requirements

  • Data protection law
  • Compliance and integrity
  • Contractual and third-party requirements

How we work

  • Integrated governance, risk and controls assessment
  • Process redesign and risk matrix
  • Internal audit structuring

Shall we turn challenges into safer decisions?

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